Consumer Protection

Reciprocal exchange insurers are exempt from article 21.49-2C of the Insurance Code, and therefore not subject to a moratorium issued by the Commissioner of Insurance|Reciprocal insurance exchanges, such as Farmers Insurance Exchange and Fire Insurance Exchange, are not required to file withdrawal plans in order to withdraw from the homeowners' insurance market|Refusal of reciprocal exchange insurers to renew policies of homeowners would not violate state law provided that the exchanges follow statutory notice procedure|Refusal to renew policies of homeowners, reciprocal exchange insurers would not violate state law by their refusal, provided that the exchanges follow statutory notice procedure|Moratorium issued by the Commissioner of Insurance, reciprocal exchange insurers are exempt from article 21.49-2C of Insurance Code and therefore not subject to

Contest and Gift Giveaway Act, whether a promotional campaign used by a used car sales business that mails out car keys and promises to award a car as a prize to the person who presents the key that starts it involves a "matched contest", "entry form," or

Remains of a deceased individual, chapter 716 of the Health and Safety Code permits a person authorized to dispose of to contract directly with a crematory

Bingo TV, whether it is legal under Bingo Enabling Act|Sweepstakes, Bingo TV is not

Homestead, a property owner may encumber the property with a covenant running with the land, which, depending on the particular instruments and circumstances involved, may be enforced by foreclosure without violating subsequent purchasers' constitutional

Texas coast, Department of Insurance may disclose identities of companies writing commercial insurance policies along|Texas coast, Department may disclose identities of companies writing commercial insurance policies along

Credit Unions, scope of authority of state-chartered credit unions under statute granting them parity with authority of federally-chartered credit unions

Financial interest in a retail hearing instrument company, subsection 402.053(d) of the Occupations Code prohibits the doctor member of the State Committee of the Examiners in the Fitting and Dispensing of Hearing Instruments from having a|Financial interest in a retail hearing instrument company, subsection 402.053(d) of the Occupations Code prohibits the doctor member of the Committee from having a|As the administrative agency that oversees the regulation of hearing instruments, the Committee is authorized to determine the scope of the meaning of the prohibition in subsection 402.053(d) of the Occupations Code|Absent statutory definitions of appropriate terms or other meaningful guidance from the Legislature or Texas courts on the meaning of the phrase \\"retail hearing instrument company,\\" in section 402.053(d) of the Occupations Code, we cannot definitively determine the scope of that phrase

Payment of an entry fee to participate in a contest that tests skill or speed and does not involve an element of chance is likely not a bet as provided by subsection 47.01(B) of the Texas Penal Code

Retail establishment in Texas is not prohibited from charging an itemized and disclosed \\"service fee\\" on a consumer transaction

Manufactured home, creditor may require purchaser of to purchase physical damage insurance policy but may not require consumer to purchase policy from particular vendor

Retailer|Ophthalmic goods|Retailer of ophthalmic goods, optometrist who is retailer with offices at fewer than four locations is not subject to statutory conflict of interest provision|Ophthalmic goods, optometrist who is also retailer of with offices at fewer than four locations is not subject to statutory conflict of interest provision

Nutrition Labeling and Education Act of 1990 does not preempt state law establishing mandatory bread weights|Bread weight standards under state law not preempted by federal labeling laws|Bread weights, whether federal labeling laws preempt state law mandating

Residential service contract sale by real estate broker or salesperson at home listed or shown may be subject to consumer transaction restrictions in chapter 39 of the Business and Commerce Code|Residential service contracts sold through telephone solicitations, application of consumer credit card charge restrictions in chapter 37 of the Business and Commerce Code \r\n\r\n|Unsolicited telephone calls by residential service company to sell renewal contracts to consumers, application of chapter 37 of the Business and Commerce Code

Annual registration and fee requirement imposed on manufacturers and distributors of hazardous toys not violative of Federal Constitution|Annual registration and fee requirement imposed on manufacturers and distributors of hazardous toys not violative of Commerce Clause|Annual registration and fee requirement imposed on manufacturers and distributors of hazardous toys not violative of Supremacy Clause